Can You Buy Sunglasses With Fsa
On paper, it makes sense. Almost all brands tout UV protection so logically sunglasses should be FSA eligible, right? But, even though companies promote the potential benefits of their products, they're not considered a qualified medical expense because they are not used primarily for the treatment of a medical condition.
can you buy sunglasses with fsa
If it's been a few years since you've been to the eye doctor, make sure your next pair of sunglasses have the most updated prescription possible so you'll get the most out of your investment. You should go regularly to make sure your prescription is up-to-date.
No matter what they tell you at that "hut" at the mall to make a sale, not every pair of frames is right for every face. So yeah, you might be itching for a specific pair, but an awkward frame size could be uncomfortable and might not provide the optimal protection from the sun's rays. Do some research in-store (preferably with your eye doctor) before making a purchase online to guarantee you're purchasing frames that compliment your face's shape, while still keeping your sense of style.
There are three primary lens materials that you can choose from when purchasing prescription sunglasses: polycarbonate, plastic, and high-index. Generally, plastic lenses are for individuals with light prescriptions, while polycarbonate are similar but are impact resistant and are ideal for kids and those with active lifestyles. Finally, high-index lenses are the lightest and thinnest of all lens types and are typically used with higher prescription levels.
Maybe it's not exactly the news you wanted, but if you're one of the millions of people who use glasses for vision correction, your FSA funds can get you a pretty nice pair of sunglasses. If you think you have a need, take the time to visit an eye doctor and see what options you have for upgrading your eye protection.
A prescription for sunglasses must be provided by an eye doctor, and the sunglasses must be used to correct vision problems and/or be designed to treat a specific medical condition to be eligible for reimbursement.
Older adults are at risk for refractive errors, such as hyperopia and presbyopia. Instead of going without, request a pair of reading glasses from your eye doctor. Whether or not you have a prescription, your FSA can cover most, if not all, of the cost.
Have you been experiencing dry eyes or other eye problems? Restore moisture from within using professional-grade eye drops. Your optometrist can recommend the right eye drops and other medicines for your needs.
Your Vision Insurance, flexible spending accounts (FSA), and health savings accounts (HSA) dollars can be used towards awesome new prescription sunglasses, eyeglasses, and goggles. Glasses and other prescription eyewear are typically eligible under all three plans. So whether you're using an FSA or HSA debit card or needing a receipt for your insurance provider, all the resources are available right here. Check out the information below for details on FSA/HSA plans and how they work, plus instructions for submitting an out-of-network claim to your vision insurance for reimbursement.
In general, HSAs are more flexible than FSAs. Holders of an HSA can use an HSA debit card to pay for medical expenses, and do not need to submit receipts to prove what the money was spent on. This makes dealing with healthcare expenses a much simpler process.
The rule of thumb is that an HSA or FSA can be used to pay for any form of prescription eyewear. If the item that you wish to purchase has been prescribed by an optician or optometrist with the aim of improving your vision, it will most likely qualify as an allowable FSA or HSA expense.